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National Agriculture Infra Financing Facility (By Agriculture Cooperation & Farmers Welfare Department)

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Introduction

The role of infrastructure is very crucial for agriculture development and for taking the production to the next level. It is through the development of infrastructure at the post-harvest stage that the product can be utilized with opportunities for value addition and good deal for the farmers.

Department of Agriculture, Cooperation & Farmer’s Welfare (DAC&FW) has formulated the Central Sector Scheme to make a medium - long term debt financing facility for investment in able to make projects related to postharvest management Infrastructure and community farming assets through incentives and also help with the financial support.

Post-Harvest management is a system of handling, storing and transporting agricultural commodities after the harvest is done.  For some commodities such as coffee and cocoa, post-harvest activities may include drying and fermenting also. The importance of the post-harvest management it helps to strengthen the action chain that produces, transports, and process food and all the products which are related that give nourishment to the world population.

The most important goal of post-harvest handling is to keep the product cool, to avoid loss of moisture and decrease the undesirable chemical changes, and avoids physical damage such as bruising, to delay spoilage.

Mostly, post-harvest management allows the effective planning of how to effectively manage the finite resources i.e. through effective post-harvest management, action can be done in present so that the environment can sustain the future generations.

Types of Post-Harvest Management Projects:

  1. Supply chain services including e-marketing platforms
  2. Warehouses
  3. Silos
  4. Packaging units
  5. Assaying units
  6. Sorting & Grading units
  7. Cold Stores and Cold Chain
  8. Logistics facilities
  9. Primary processing centers
  10. Ripening Chambers
  11. Waxing plants

Credit Guarantee coverage will be accessible for eligible borrowers from the financing facility under Credit Assurance Fund Trust for Micro & Small Enterprises (CGTMSE) scheme for loan up to 2 crore. The fee for the coverage which will be paid by the Government.

Post-harvest management can be difficult task for small-holder farmers in many parts of world compared to industrial scale agriculturist. Small-holders generally work with partial resources like manpower, financing, inputs and others. Small-scale agriculture is more sustainable as it puts less pressure on the environment.

Who Can Apply:

  1. Primary Agricultural Credit Societies (PACS).
  2. Marketing Cooperative Societies.
  3. Farmer Producers Organizations (FPOs).
  4. Farmers.
  5. Self Help Group (SHG)
  6. Joint Liability Groups (JLG).
  7. Multipurpose Cooperative Societies.
  8. Agri-entrepreneurs, Startups.
  9. Central/State agency or Local Body sponsored Public-Private Partnership Projects.

The National, State and District Level Monitoring Committee to ensure real time monitoring and effective feedback about implementation of proposed scheme.

The National level Monitoring Committee (NLMC):

National level Monitoring Committee (NLMC) guides and helps for the implementation of the project. It approves the guidelines for implementation of the project and National level Implementation Committee (NLIC) examines and also recommends the guidelines for implementation of the project.

The State Level Monitoring Committee (SLMC):

State level Monitoring Committee (SLMC) will also guide for the implementation of the NIMC guidelines at the state level and it provides the feedback. It gives guidance to the implementation of the scheme in the state. It will also examine and approve the selected list of projects for inclusion in the scheme in consultation with DLMC.

The District Level Monitoring Committees (DLMC):

The DLMC would be the first line to implement and to display system within the overall framework. It will also examine the proposal and give recommendation to SLMC for consideration. DLMC will also maintain the Dashboard which is in collaboration with PMU. 

It is also responsible for the smooth implementation of the scheme and which also resolves any problems at the district level. In the process of sorting out implementation problems the Group would be supported by the district administration wherever required.

Project Management Units (PMU):

  1. Farmers Welfare Programme Implementation Society under DAC&FW will provide PMU
  2. Support to the scheme at the central level and state PMUs of PM KISAN at state level. 
  3. Services of knowledge partners will be engaged to identify clusters including export.
  4. Clusters and gap in supply chain to target projects and prepare viable project reports.
  5. Support the beneficiaries.
  6. PMUs will provide the handholding support for implementation of scheme.
  7. It will monitor the progress closely with the support of District Level Monitoring Committee (DLMC).
  8. PMU will maintain the dashboard in collaboration with DLMC.

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Author
Shamshad Alam
Experienced Digital Marketer with a demonstrated history of working in the internet industry. He likes to write about the latest technology trends, Skilled in Digital Marketing likes. Search Engine Optimization, SMO, SEM, PPC, Content Writing, and, Designing, etc.