What is Payment Gateway License?

A payment gateway is a financial service that reads payment cards (like debit card, credit card, net-banking and payment through your e-wallet, etc.), payment gateways refer to software and servers that transfer transaction info to acquiring banks and responses from issuing banks. Essentially, payment gateways facilitate communication within banks.


A payment gateway performs as an intermediary between the payments receivers and facilitates the transaction via the customer's bank account. Such a facility collects the information from the buyer bank and supplies this information to the receiving bank.


How to get a Payment Gateway License in India?

Security is an essential component of all payment gateways, as sensitive information such as credit/debit card numbers need to be secured from any fraudulent possibilities. The card associations have formed a set of guidelines and security standards, which must be followed by payment gateway provider. This set of instructions and security standards is recognized by the name of Payment Card Industry Data Security Standard (PCI-DSS or PCI).

E Wallet


1) PCI DSS Scoping & Gap Assessment

2) PCI DSS Formal Risk Assessment

3) PCI DSS Policy & Procedure Review, Template sharing

4) PCI DSS Final Audit & Certification

5) PCI DSS Final Certificate Report Attestation & Issuance (ROC, AOC, COC)

6) Application Security Testing/VAPT for 2 applications Web, Android & iOS

7) Application Secure Code Review for 2 applications Web, Android & iOS

8) ASV Scan for up to 5 IP’s (Pre-certification)

9) Internal VA for up to 10 IP’s (Pre certification)

10) External Penetration Test for 5 IP’s(Pre certification)

11) Internal Penetration Test for 10 IP’s (pre certification)

Payment Gateway

Infrastructure Setup



1) OS Hardening

2) DB Hardening

3) Patches Update

4) DMZ and Internal Zone

5) Centralized Antivirus Server

6) NTP Server

7) FIM Server

8) MFA Server

9) VPN Setup

10) Firewall Rules



Nidhi Company

Network Architecture Diagram Documentation

1) Firewall Configuration Policy

2) DMZ & Internal

3) Asset Inventory Detail

4) Antivirus Policy

5) Patch Management Policy

6) Change Control Policy

7) DB Access Policy

8) Physical Security Policy

9) Security Logs and Events Policy

10) Backup Policy

11) Data Retention and Disposal Policy

12) Data Control and Access Control Policy

13) Password Policy

14) PCI DSS Awareness Training Policy


How does Payment Gateway Work?

A payment gateway executes the significant role in processing and allow the payment or transactions between customer and merchants.

A payment gateway encodes sensitive details of payment such as credit/debit cards number. A payment gateway technology shall ensure the information is passed securely between customers and merchants. Below are the basic steps on how it works:

  • Step1:  A buyer will book an order on the website by submitting the order, checkout from the cart, etc.
  • Step2:  Merchant initiates the transfer order information to the payment gateway and chooses their preferred payment method. The transaction is then directed to the issuing bank or the 3D secure page to request transaction authentication.
  • Step3:  Once the authentication process is successful, the transaction is then approved or declined (subject to funds available in the customer’s account) by the issuing bank or card (MAESTRO, VISA, MASTER, American Express)
  • Step4:  The payment gateway facility sends a message to the merchant accordingly.
  • Step5:  Post verification bank settles the money to the merchant.


Basic Requirements for getting Payment Gateway License


To obtain the payment wallet license, an entity shall be registered under the Companies Act, 1956 or the Companies Act, 2013

  • Proof of position of the business
  • Detailed business plan along with review model
  • A minimum of two members or directors
  • PAN and Current Account of the company
  • Testing Report by Software certifying agency  describing System Flow and Code
  • Compliance with PCI DSS



How it work's?


E Wallet

Connect With Corpseed

Connect with the team corpseed to discuss specific requirements for your business at IVR: +91 7558 640 644 or It takes 20-25 minutes to discuss requirement.

E Wallet

Dedicated Manager

Once you discuss the requirement, we will align a dedicated Account managers are here to help understand your business and provide best solutions and assist you with the entire process.

Payment Gateway

Real Time Update

Use our platform to track progress of application and many more. Always know what is going on with your application, what is in progress, and what is done.

Nidhi Company

Job Completed

Once job is completed, you will receive documents directly to your email ID and at your doorstep along with 30 days payback guarantee incase not satisfied with the services.



faq FAQ`s

At Corpseed, we are committed to offer our services to the entrepreneurs and businesses as a very cost-effective proposition. We believe that a customer is always right and the focus of any business activity should be to serve the customer with utmost loyalty. All our services come with SLAs (Service Level Agreements) for on-time service delivery and money back guarantee to ensure high level of customer satisfaction.

At Corpseed, our valued customers are always kept in the loop as far as service delivery timeline is concerned and we inform our customers every time a milestone is achieved during each stage of service request processing. But we also believe that we may come across a customer who is not satisfied with our efforts. For that we have a very responsive Customer Care Department which work 24x7 to attend to and solve customer complaints. We also have a money back guarantee for those, who want their service charges to be refunded.

At Corpseed, We believe it is our responsibility to protect our customer information from unauthorized access. We have put systems and processes in place to make sure that the customer information is safe with us during its storage and transfer between in house and third party servers. We continuously test our systems and processes for security breach and vulnerabilities are identified and fixed at a regular basis.

If a customer is not satisfied with the service we provided and if he contacts our customer care helpline and files a formal complaint within 15 days of service delivery date, Corpseed would refund the entire or partial amount of Professional Fee charged for that particular service.

If a customer is having issues with our service delivery process, he has various alternatives available at his disposal to register his grievance with us. He can either email his complaint at or he can call our 24x7 Customer Care Helpline. Also, any customer is always welcome to visit our office to lodge a complaint with the senior management.

A customer can buy our services directly from our online platform, for which he need to make online payment. Once he clicks on "Apply Now", a new window will open, a customer is required to submit the information in the respective fields and click "Make Payment". A unique ticket number will be auto generated, the customer need to quote this number as reference for any enquiry regarding his service request.

All the monetary transactions performed on Corpseed online platform are secured with SSL System Protocol. We encrypt the customer information such as credit card and bank account details, before these are transmitted anywhere. We adhere to PCI DSS for data security standards for payment processing.

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